Monday, December 16, 2013
Wednesday, December 11, 2013
...and the last two sentences are the most important ones.
Based on the GSEs’ loan purchases in Q3 2013, FHFA expects the announced changes to the g-fee structure to produce an overall average g-fee increase of approximately 11 basis points, which represents an average increase of 14 basis points on a typical 30-year mortgage and 4 basis points on a 15-year mortgage.
*Watt at FHFA Count Revive 40 Year Mortgages-Analyst
*How to Approach Retirement Catch-Up:
Wednesday, November 27, 2013
This Year's Menu:Roasted turkey breast (because it's not worth getting a skinny bird. There's hardly any meat on them!)
stuffing ( go go Mrs. Cubbinson's traditional variety. I make it with extra poultry seasoning. Yum.)
cranberry sauce (sometimes sauce, sometimes gel. I like mine with bits of tangerine in it. It's a sweet/sour juxtaposition my taste buds go nuts over against the stuffing's savory contrast.)
turkey gravy (Cambell's makes it with no dairy, thank you)
yams (I usually omit yams, but this year I felt like having them. I'll serve them with brown sugar, cinnamon and margarine.)
roasted carrots (in olive oil with rosemary. I already bought a rosemary plant and killed it. So sad.)
scalloped potatoes (specifically for Stephen because I don't consume dairy)
Brown Irish Soda Bread (making this recipe for the first time this year instead of going the easy route buying brown and serve pull-a-part rolls)
spiced pumpkin & carrot cake (because it's a must to have pumpkin flavored something at Thanksgiving.)
Recipes for the Brown Irish Soda Bread and Spiced Pumpkin and Carrot Cake can be found on my recipe website My Red Recipe Book .
Wednesday, November 6, 2013
Thursday, October 10, 2013
And even more info on Vitamin D:
Thursday, September 26, 2013
Thursday, September 19, 2013
So he and/or his counterpart prescribed 50,000 IU and I read up on it and thought that at that level, it would be too much of a shock to my system, so I got 10,000 IU at The Vitamin Shoppe on Monday and had to read up on how to take it again because the doctors never seem to know. Vitamin D is a fat soluble one that should be taken with food, so for the past three days, I've taken it with my lunch since I don't eat breakfast.
For example, when I told my doctor that I worried about osteoporosis because I maintain a dairy-free diet due to Crohn's Disease diagnosed in 1985, he said to "take caltrate two times a day". This, in part, is right, but it's also wrong.
1. You can only take one pill per dose
2. Taking calcium gives you gas
3. Taking the enzyme found in "Beano" helps a great deal in combating the gas.
So I also started to take one Caltrate plus D chewables in the morning (preceded by two Beano) and at night along with my one Centrum chewable in the morning.
And yesterday at lunchtime, after talking to my gf at work about the general all-over muscle ache I thought was associated to the Vitamin D, my body decided to go into excessive urination mode. What is this all about??? And now I'm on the internet again trying to figure out the good, the bad and the ugly of it all. And I left my doctor a message about these new issues.
The good news is that adding calcium back into my diet, even in the form of supplements, has further lessened the effects of Crohn's Disease as long as I continue to restrict my diet of those foods that trigger an acute attack.
More on vitamin D:
From 2010, 5 Things You Need to Know about Vitamin D
"The IOM recommends that, in practically all individuals, the average blood levels of vitamin D be at least 20 mg per milliliter for good bone health. According to Dr. Kovaks, people who have a problem absorbing the vitamin may need to take 2,000 IUs a day to achieve the recommended blood levels.
Saturday, September 14, 2013
So earlier this year, I had gotten sick of my leaky toilet ( in my small bathroom and it was so bad that it tore up the wall) and went to Pacific Sales on Labor Day weekend and bought two new TOTO low flow one piece commodes for $800. Then I hired a plumber for $1,000 for the install. The weight of the units were 99 lbs each and I just don't have the strength do the install because I'm a petite woman. And I didn't know what the condition was under the commodes was going to be like, so I thought hiring a professional was a good idea.
Then guess what? My hot water heater went out again, 12 years ago, it was $1,000. This time, it was $1,400 to replace.
My condo hasn't been the same since. I had to move all of the IKEA HUSAR cabinets away from the dining room walls in order to give the plumber enough room to work. Then I recognized that I have been putting off a full paint job on my dining room. Right now, it's actually three tones of white. And it would look so much better being just one color.
I finally installed the rubber moulding in the main bathroom. So now I have the bathroom walls to rehab with plaster and three rooms to paint.
Sunday, August 25, 2013
Thursday, August 8, 2013
Sunday, July 7, 2013
After going through menopause last summer, I complained to my doctor of a general ache in my bones, but especially my right arm which I use the most. My diet has restricted foods that cause flares, but specifically dairy and after 30 years, I'm worried about osteoporosis. I started to take 2 Beano tablets & Calcium+D recently. I never knew taking calcium could give you gas, so I've found taking Beano with it helps. I'm afraid my third surgery will leave me with a colostomy. This disease afflicts both sides of my family, but we don't really talk about it all that much so online communities like these help a bit, but my experience dealing with the disease seems vastly different because I only use medication when I'm acutely ill and not for maintenance.
Monday, May 20, 2013
This is very much how my father died. And it bothers me that such a little thing as elevated blood sugar can do so much damage to the body. It bothered me so much that I talked to my new doctor when I had my initial consultation after I changed over to Kaiser health insurance. You know what he said after I discussed my family's history diabetes?
"Don't get fat, don't get fat, don't get fat!"
Tuesday, May 14, 2013
Suddenly, I found myself on the receiving end of a Facebook message from my cousin telling me my Aunt Jane had passed away. I don't know why, in all of my family discussions, everyone always referred to her as 'my' aunt, but she was. First born of four girls. The one in the family that lived her life on her terms in more ways than one. My mother's oldest sister.
Suddenly, I found myself saying those same words to my manager who then replied, "She's family- you have to go (to the funeral in New York)". There was no question in my mind I had to go because Aunt Jane gave at least that respect to my mother when her ashes were buried in New York in 2010, I just didn't see myself traveling back to the east coast so soon after vacationing in Virginia with my Aunt Tressa and Uncle Frank six short week ago.
Just as suddenly, thirty minutes online and a credit card placed my trip in motion. Plane tickets to Newark, a Hertz rental car, a room in Poughkeepsie.
I flew in on Sunday. Visited my mother's grave on Monday and pulled some vines off of my grandparents adjacent headstone. Went to the funeral on Tuesday. Flew back home on Wednesday.
Wednesday, May 8, 2013
Last night, I logged in to see if I had any responses and check on my six month guaranty to find that I was 3 emails and one day away from missing the cut.
So talking about this at lunch today, my cheapskate lunch date made it a point to say in an indirect way that if I'm paying for this service (or otherwise don't waste your money), why not take advantage of it and made me promise to send three emails. I did it. I did it just so I can have the opportunity to get my money back.
Wednesday, April 3, 2013
From North to South-
- Skyline Caverns, Address: 10344 Stonewall Jackson Hwy, Front Royal, VA 22630 - http://www.skylinecaverns.com/ Hours:
- Shenandoah Caverns, Take I-81 north to Exit 269 (Shenandoah Caverns Exit)Turn left onto VA-730 and follow signs, in Quicksburg, VA - http://www.shenandoahcaverns.com/ Hours:
- Luray Caverns, Address: 101 Cave Hill Rd, Luray, Page, Virginia 22835 - http://www.luraycaverns.com/ Hours:
- Endless Caverns, Address: 1800 Endless Caverns Rd.,New Market ,VA - 22844 - Look at the bottom of the page Hours: 4/1-5/31 from 10A to 4P
- Grand Caverns, Address: 5 Grand Caverns Drive, Grottoes, VA 24441 - http://www.grandcaverns.com/v.php?pg=15, Hours: 04/01-10-31 9A-5P
- Natural Bridge Caverns, Address: 15 Appledore Lane , Natural Bridge, Virginia 24578 - http://www.naturalbridgeva.com/location_directions.php
Cherry Blossom Festival in DC:
1. Travel to and Park in Vienna, VA at the Vienna/Fairfax/GMU station located at 2900 Nutley Street, Fairfax, VA 22031. Parking on the weekends is free here: 9550 Saintsbury Drive
Fairfax, VA 22031. This station is the end of the Orange line and the one that goes into Virginia the farthest west. On Saturday, the first train leaves the station at 7AM and the fare is $4.50 to the Federal Triangle.
2. The Dc Metro map link: http://www.wmata.com/rail/maps/map.cfm?
Monday, April 1, 2013
Driving from the airport to Winchester took maybe 40 minutes? I had to stop and get something to drink because I was thirsty from the long flight.
So I got in on Saturday and they fed me. I got up on Easter Sunday and they fed me. And we had an early dinner of ham, three veggies and tea. I was so full... These seniors eat way too much way too often. They are so sweet and so retired. They are in their 80's and don't volunteer much anymore. Tressa makes things to sell at the craft fairs around town. She handed me the instructions sheet for Star Pot Mat. Guess what I know how to make now?
STAR POT MAT
Three skeins of yarn, 4 ply worsened weight.
variegated (4 rounds)
white (3 rounds)
Your choice of solid color (3 rounds)
Using variegated colored yarn:
Chain 8, slst, chain 2
Round 1 - dc 15 times into ring, slst
Round 2 - *chain 21, skip one st on ring and join in next st of ring. Repeat from * 8 times. Slst.
Round 3 - 10 sc, then * 3 sc in next stitch, 20 sc, 3 sc in next stitch. Repeat from * 7 times, 10 sc.
Round 4 - Continue to sc and when you reach a star point, 3 sc in same st.
Round 5 - Continue to sc and when you reach a star point, 3 sc in same st.
Round 6 - Continue to sc, and when you reach a star point, 3 sc in same st. End variegated colored yarn.
Round 7 - Yarn on white. Continue to sc and when you reach a star point, 3 sc in same st.
Round 8 - Continue to sc, and when you reach a star point, 3 sc in same st.
Round 9 - Continue to sc, and when you reach a star point 3 sc in same st. End white yarn. Shape work to look like an 8 point star
Round 10 - Yarn on solid color, then * 7 stitches from point of star then sc, and when you reach a star point 3 sc in same st. Sc in next 7 st, sc [repeat from * seven times]. Slst onto first solid color st.
Round 11 - sc in each st, and when you reach a star point, 3 sc in same st.
Round 12 - sc in each st, and when you reach a star point, 3 sc in same st. End solid colored yarn.
I was feeling a little stir crazy on Easter Sunday night with the rainy and cold weather, and not knowing where I was going, I drove around until I found a grocery store that was open (Food Lion) and picked up some things. I also bought two VA scratchers at $5 a piece and won $10. Made my money back.
On 04/01, I went to the visitor's center: http://www.visitwinchesterva.com/visitor-info/visitor-center
I went to Stonewall Jackson's home and took the docent led tour with my uncle. Tressa stayed in the car knitting because she didn't feel like negotiating all those steps. I bought a $10 ticket and then later found out they were across the driveway from the visitor's center.
After that, we decided to take a drive out of town, but before doing so, because by then it was noon, we stopped for lunch and ate at Perkins. I found the food to be very much like Coco's. They offer a 2 or 3 item lunch special. I had the chicken noodle soup and lemon meringue pie, and tressa and frank split a 3 item special - frank had the tuna melt and tressa had the loaded potato soup and split her salad with frank. The bill for three people was less than $20.
Then I drove with them over to the arboretum. They had an herb garden I walked through that looked pretty shabby right after the end of winter. I picked a few leaves of sage and lavender and put them in my pocket. They also have a driving tour of the property which we took. Afterwards, my guts were so shaken, I had to stop the car again and parked across from the herb garden in order to walk to the office building to where the restrooms was. It was a good thing they were there. OK, then we tooled on down the road to Milltown, but the mill building there was closed for renovation. I quickly ran around the building and took some pictures and got back into the car because it was a cold, blustery day.
We drive through Milltown, which is actually older than Winchester and not much of a town at all, and then went back to the house. That was outing for the day. And then we ate again. And I made another star pot mat. I'm on my third one now.
Thursday, March 28, 2013
In 2011, I first started with three:
Chika Japanese cherry tomato
In 2012, I got ambitious and planted four:
Chika Japanese cherry tomato I grew from seed (the star performer from last year)
Sweet 100 cherry tomato
Cluster tomato and
So at the end of the season in March which is also the start of the next season and coincidentally is when the batteries decided to die on my rainbird automatic watering system, I salvaged two stalks from the two best performers, placed them in a vase full of water and threw the rest out. And on the day before I was scheduled to pack and leave for my trip, I bought all of the supplies to plant my tomatoes for this year and promptly left. It appears I'm still a bad tomato farmer. We'll see if I can salvage the drop when I return from vacation.
Sunday, March 10, 2013
I'm not a big talker and yet I pay $89 something for my Sprint plan. I've actually been a Sprint customer for years. Once I got the Android smartphone (I'm on my second one) and the iphone came on the market, everyone's bill at Sprint got jacked up by $10 a month for 'premium' service which allows your smartphone to stay online and this, Sprint says, it expensive.
And then there is Virgin Mobile. This company is also on the same Sprint network and charges $55 a month max for the same unlimited 3G/4G service. Why pay more? I mean, what can you do with an extra $34 a month?
Thursday, March 7, 2013
How is it that I get to be called confrontational by You when You were the one who came to My desk to talk to Me about fixing a problem someone on your team created and then Secondary asked you to take care of? Huh?
Leadership: Are you Teflon or Velcro?
Wednesday, February 13, 2013
This is the home of FDR in Hyde Park, New York, and this photo was taken in October, 2011. I was staying in Fishkill and driving up to Red Hook almost daily for genealogy research before my mother's funeral and I wanted to do something touristy to lighten my mood. This national park was on the way.
On a rainy day, once on a guided tour and inside the home, after about 20 minutes, it became so uncomfortable for me to be there because there was no air circulating due to preservation efforts that I began hyperventilating (but especially after hearing the script from the docent which emphasized the fact that this was his mother's home before it became his and then the realization hit me for an ever so brief moment that my mother has nothing of significance for me to inherit, among other things about my mother that hit my consciousness all at once...) and that this was an extremely rare time when I realized my anxiety was kicking in, so I had to excuse myself from the tour in order to catch my breathe. I stepped outside, found my way to a stone bench outside the front door and then to a second bench across the driveway. It started to sprinkle and I quickly took this photo before making my way back to the visitor's center.
From: MakeUseOf <firstname.lastname@example.org>
Date: Wed, Feb 13, 2013 at 8:25 AM
Subject: Create Google Maps of Your Own To Share & Collaborate With Friends
105 Collingwood Road
Colchester, CO3 9BB
Essex / UK
Unsubscribe | Change Subscriber Options
Monday, February 4, 2013
So Saturday rolls around and, hey it's Groundhog Day and with the freaky hot and icy cold winter we had, I'm am done with it. Thank goodness that damn rodent in PA did not see his shadow. And then there was a news that another earthquake hit Japan this morning. You know what I think? I think as long as Japan keeps having earthquakes, it lessens the chance for California to have a big one. And I say this on 02/02 when it was a seventy-some odd degree days today so no need for long sleeves or a jacket. Now this is my kind of Winter weather...
After sleeping most of the morning away because sometimes, I've just gotta sleep in, I decide I'm hungry and head for the kitchen. And I notice my son has left dirty dishes in the left sink and standing water in the right one where the garbage disposal is. So I must go out and get at least some Drain-o this weekend. I still want that other dvd... what to so, what to do... I know. I'll go to the new Walmart in Irvine. And so I did. And I got the dvd and saw that Looper was a lower price there than at Best Buy so I think they just lost my business for new releases. And I also pick up some chips, salsa and ginger ale for the game tomorrow and they also has loose Italian sausage and the package's serving suggestion was pizza - I can make that. Another great choice for game food. And so I don't have to leave the house again to shop, I got my cats provisions, too. The food, the litter, a new laser pointer. OMG, AC wore herself out chasing the damn thing.
I watched the superbowl munching on the sausage and peppers pizza I made from scratch - take that! Woo! And yes, I was appalled that the lights went out in the superdome...And then the Ravens won. And again, appalled.
Saturday, January 12, 2013
Today it's Jan 12th, and so far I've talked to one guy on the phone who decided he only wants to date women in the city he lives in, and instant messaged with another guy who turned into a ghost a day later.
Then at work yesterday, I mentioned to my cheapskate lunch date I was on match.com and he said something about fixing me up with one of his broker friends... who is funny and short like me. Hrmmm.
Monday, January 7, 2013